Pre-qualify in about 60 seconds with no impact to your credit score. Choose a monthly payment that fits your budget and get funded as soon as tomorrow.
1. Click Get My Rates now and answer a few basic questions.
2. Review personalized options from Hearth’s network of lending partners.
3. Pick the monthly payment that fits your budget and complete the application with the lender.
4. Get funded (often as soon as the next day) and we’ll get your project scheduled.
When disaster strikes, whether it’s a devastating fire, unexpected flood, or hazardous mold outbreak, we’re here to provide prompt, compassionate support. We understand that these emergencies can be overwhelming and disruptive, and our dedicated team at On Scene Disaster Restoration is ready to assist you every step of the way.
Whether you have questions about our services, need immediate assistance to address urgent damage, or want to schedule a consultation to discuss your restoration needs, we are here to offer expert guidance and reassurance.
Contact us using any of the following methods, and we’ll respond as soon as possible.
Does pre‑qualifying affect my credit score?
No. Checking your options through Hearth will not affect your credit score. If you choose an offer and submit a full loan application with a lender, that may result in a hard credit pull.*
How quickly can I get funds?
Many borrowers are funded as soon as the next business day after final approval. Actual timing depends on the lender and your bank.
What project types can I finance?
Water damage mitigation, mold remediation, fire/smoke cleanup, roofing, and other restoration or repair work.
What loan amounts and terms are available?
Options vary by applicant and lender. You’ll see personalized amounts, terms, and APRs when you pre‑qualify.
* Pre‑qualification through Hearth does not affect your credit score. If you apply with a lender, they may perform a hard credit pull, which can impact your score. Hearth is a technology platform that connects homeowners to third‑party lenders and is licensed as a broker where required. Hearth does not make loans or credit decisions. NMLS ID #1628533.