Flexible Financing for Roofing and Restoration
Manageable payment solutions to get your property back to normal
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Financing
Reliable Financing for Every Stage of Restoration
Unexpected property damage is stressful, but paying for repairs shouldn't be. We offer accessible financing options so you can stabilize your home and start the rebuilding process.
- Flexible financing options designed to help you move forward with repairs.
- Choose a monthly payment that fits your budget.
- Financing solutions available to help you begin the restoration process without delay.
Hearth Financing
We Partner With Hearth Financing
By partnering with Hearth, we provide our customers with a secure platform to compare competitive loan options from a network of leading providers.
Monthly Payment Options
See Your Rates Without Affecting Your Credit Score
Our financing portal allows you to review personalized payment plans tailored to your project needs. Whether you are dealing with an emergency roof leak or long-term mold remediation, we help you find a term that works for your household.
- Check rates in under 2 minutes.
- No impact on your credit score to see options.
- Loan amounts available for small repairs or full reconstructions.
- Fixed monthly payments with no hidden fees.
Why Financing?
Helping You Start the Restoration Process Immediately
Waiting for insurance checks or saving up for major repairs can lead to secondary damage like mold or structural rot. Financing bridges the gap so you can protect your investment now.
Cover Your Deductible
Pay your insurance deductible in small monthly increments rather than one large upfront payment.
Upgrade Your Home
Use financing to cover the difference if you choose to upgrade to higher-quality materials during the rebuild.
Preserve Cash Flow
Keep your emergency savings intact for other household needs while we handle the restoration.
How It Works
How Financing Works
Request Rates
Click the link to answer a few basic questions about your project.
Review Offers
Compare personalized loan options from several different lenders.
Complete Application
Choose the best fit and finish the paperwork with your chosen provider.
Get Funded
Receive your funds quickly and get your project on our schedule.
More About Financing
Secure and Transparent Lending
- No Prepayment Penalties: Most of our lending partners allow you to pay off your loan early without extra fees.
- Full Project Coverage: Finance your entire restoration or just a portion of the cost.
- Digital Process: Manage your application and payments entirely online for maximum convenience.
FAQs
Our Frequently Asked Questions about Financing
Does pre-qualifying affect my credit score?
No. Checking your options through the Hearth portal uses a soft credit check, which has no impact on your credit score. If you decide to move forward with a specific loan offer, the lender may then perform a standard credit pull.
How quickly will I receive the funds?
Most homeowners see funds deposited in their account as soon as the next business day after final approval. The exact timing depends on your bank’s processing speeds and the specific lender you choose.
What specific work can I finance?
You can use these funds to cover any service we provide, including roofing replacements, water damage mitigation, mold removal, and fire restoration. It is also a great way to cover your insurance deductible.
What are the typical loan amounts and terms?
Because we work with a network of lenders, you will see a variety of personalized amounts and APRs. Once you pre-qualify, you can select the specific term and monthly payment that fits your budget.
Pre-qualification through Hearth does not affect your credit score. If you apply with a lender, they may perform a hard credit pull, which can impact your score. Hearth is a technology platform that connects homeowners to third-party lenders and is licensed as a broker where required. Hearth does not make loans or credit decisions. NMLS ID #1628533.